Climate, Soil, Environmental Concerns

Tainted Soil Slips Past Red Flags - 2006-03-30

When a buyer purchases a new home, they assume everything about it is clean, perfect, and unspoiled. In most cases -- it is even your legal right to assume this.

But not everything is as it seems. What was your home built on?

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4387 - Real estate appraisers are in Washington demanding new rules to protect both lenders and the public against fraud -- and also to assure a greater role for industry professionals. Last week, RealtyTimes writer Kenneth R. Harney broke the news that even the National Association of Realtors now supports federal legislative language prohibiting lenders and mortgage brokers from influencing appraisers' residential valuations. For several years, appraisers have complained that they are pressured by real estate agents, loan officers and others to value homes at the price needed to make the sale or refinancing go through. These appraisers, of course, are also interested in protecting their turf by keeping appraisers they consider to be unqualified from taking away their business. But at the same time, they want to protect their profession's good name by preventing fraudulent transactions, which the Appraisal Institute claims happen all too often. "While the vast majority of appraisers perform their assignments ethically and properly, some have been party to faulty or fraudulent mortgage transactions," said Brian Glanville, president of the Appraisal Institute. Read this Nemmar Real Estate Training article at Mortgage Loans, Finance, Economy, Appraisal

 

"Soil, earth, ground, etc," you reply. My answer to you, "Yes and no."

Often, developers of new homes need to fill in depressions on the property, or level off large amounts of the property for landscaping or storm water run-off purposes.

Sometimes, even small amounts of wetlands can be filled for the purpose of construction. In every one of these cases, "fill" is necessary.

Soil is brought in from various regions -- local or remote -- in order to level out the land. In many parts of the country, there is a procedure where the soil must be certified as clean -- and in most cases every effort is made to ensure that the soil used to fill the void is free of harmful chemicals or contaminants. But what is "tainted fill"?

Tainted fill is fill that has been adulterated. It may have come from an industrial facility or even from a hazardous clean up site. It may even contain pulverized construction debris (which can be very harmful).

What is tainted fill? Tainted fill is soil that is contaminated with some kind of harmful contaminant. Instead of being clean, it is contaminated and potentially harmful. To save money, developers sometimes use tainted fill. Indeed, throughout the US, people are learning that their homes, their schools and their office buildings sit atop tainted fill.

Its just soil, you say. But in fact tainted fill can have some amazingly frightening effects. It may affect the groundwater and cause it to become contaminated. It may contain volatile organic substances that may be able to bleed through the foundation of buildings and thereby place persons inside the buildings at risk for exposure to harmful contaminants. And if the soils are moved at the site with heavy equipment and adequate protective measures are not taken, dust clouds from the movement of the tainted fill can make people who live or work within the vicinity very ill.

Be a responsible builder, buyer, and homeowner. Do some research and find out where your soil is coming from. A few simple questions could alleviate major headaches down the line.

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