100 amp 1978 200 amp 43,560 square feet 640 acres A to Z A to Z Appraiser abatement abnormal About The Author Abraham Lincoln absolute deviation absolute number absolute value accidents accountable accountant accrual method of accounting accrued depreciation accrued functional depreciation accuracy acid acidity acoustic tile acreage active active termites ad valorem addendum additions adjustable rate mortgage adjustable rate mortgage - ARM adjusted sales price adjustment process ADS advantages adverse possession age/life method aged agent aging agreement air ducts air fill valve air rights air sample air-conditioner air-conditioning airplanes airport air-to-water ratio Aladdin alarm allocated alsite method aluminum aluminum siding amenities amenity amenity value amortization amortize amperage analogy animals annual debt service Anthony Fasanella anticipation apartment appliances appraisal form Appraisal Foundation Appraisal Standards Board - ASB Appraisal Subcommittee Appraiser Qualifications Board - AQB appreciation appropriately supported approvals architect architecture arithmetic deviation arms length As Is As Of As Repaired asbestos asbestos fibers asbestos-cement shingles ASC asphalt asphalt siding assemblage assessed assessed value assessed value ratio assessment asset assignment assumable loan assumption atmospheric pressure attached garage attic attic vents attorney automatic pilot automatic reverse awl awning back-smoking backup offers bacteria balloon balloon payment balusters bankrupt basement bathroom bathtub beam bedroom big expense biggest binoculars birds and bees black iron blanket mortgage blood blown-in blue asbestos boiler bonded contractor bonding book value borrow bound boundary bowed sections bowing bracket branch circuit branch wire brass brick British Thermal Unit broker BTU bubble-type bulge buckle builder building code building department building inspector building papers building plans bulging bundle of rights burner bushes BX cable By-Laws cabinets calculations calculator camera cancer canister canvas capital recapture capital recovery capitalization rate carbon carbon monoxide carpenter ants carpenter bees carpets carport cartridge fuse cash equivalency cash equivalent sale cash method of accounting cash throw off cast iron catch Catch catch basin caulking caution cellulose cement central air-conditioning ceramic certificate Certificate of Occupancy - C of O certification certified cfm chains charcoal chattels cheat child guards child proof caps chimney chimney flue churches circuit breaker city sewer city water system clapboard siding Clark Kent class clay clear title clog closing date CMA CO coal code violations coils cold line cold water collapse collateral collectors combustible combustion commercial appraisals commercial buildings commercial real estate commission common sense comparable sale comparable unit method Comparative Market Analysis compensation competent competitive complain compressor comps computers con game concrete concrete block concrete slab condemnation condemnation clause condemned condensation conditions of the sale conduit confidential conflict of interest consistent consultant consulting contaminants contaminate contamination contract date contract interest rate contract rate contract rent contraction conventional conventional loan Co-Op Co-Op Board Co-Operative copper correct corrosion cosmetic cost approach course court Cover Your Assets - CYA cracked cracking crawl space creative financing creosote crime critical criticize crook crucial crystal ball CTO curable current market value customer feedback cut corners Dale Carnegie damaged areas Damp Wood Termites danger dangerous data plate data source date of the sale date of valuation debt debt service coverage ratio deceased deceive deceiving deception deck decline decompose deduction deed deed of trust deed restrictions degrees dehumidifier demonstration appraisal report depreciable depreciate depreciation depth tables detached garages deteriorate diagram die differential differential settlement dimensions diminished utility direct sales comparison approach dirt floor disadvantage discharge disclose disclosure discount discrepancies disease dishonest dishwasher dispute dissipates distressed sale doctor documentation do-it-yourself dormer Dorothy double dip double key door locks downdrafts downspouts Dr. David Scribner draft drain drain properly drainage drainage line drainage pipe drapes drawback drill drinking water driveway drop ceilings Dry Wood Termites drywall dry-well DSCA DSCR duct ductwork E and O insurance easement economic activity economic base economic conditions economic obsolescence economically feasible economist economy educated educated buyer effective age effective demand effective gross income effective interest rate effective tax rate efficient efflorescence EGI eight inches electrical conduit electrical current electrical ground electrical grounding cable electrical hazards electrical meter electrical overload electrical panel electrical power electrical service electrical system electrical wire electrician electricity electrified electrocuted electronic appraisal emerald slippers eminent domain emotional Employee Relocation Council - ERC employment employment multiplier encapsulated encroachment encumbrances energy efficient energy systems engineer engineering entrances environment Environmental Protection Agency - EPA equalize equity Errors and Omissions escheat estate appraisals estimate market value estimated value ethical evergreen trees exaggerate excessive exhaust exhaust fan expand expansion expert expertise explode explosion exposed wire extensive external depreciation external obsolescence factory fahrenheit fail failure false falsified fan FAR fatal faucet feasibility study Federal Deposit Insurance Corporation - FDIC Federal Financial Institutions Examination Council Federal Home Loan Mortgage Corporation - FHLMC - Freddie Mac Federal Housing Administration - FHA Federal National Mortgage Association - FNMA - Fannie Mae Federal Savings and Loan Insurance Corporation - FSLIC federally | fee simple fee simple absolute fence fiberglass fiduciary responsibility field card field notes field work filter Financial Institutions Reform Recovery and Enforcement Act - FIRREA financing terms finished areas finished basement finished covering fire fire resistant fire retardant firebox fireplace fireproof first mortgage fixed expenses fixtures flame flammable flashing flashlight flat roof flexible financing terms flexible terms flood flood hazard flood hazard insurance flood hazard map flood hazard zone flood maps Floor Area Ratio floor covering floor joist floor plan floor tiles fluctuate fluctuating flue flue lining flue pipe fluorescent foam fool footing forced hot air system forced hot water system forecast forecasting foreclose foreclosing foreclosure foreclosure appraisals form appraisal reports form report formaldehyde foundation foundation wall freeze freezer Freon front foot basis frontage feet frost frost line frozen fuel fumes functional curable functional depreciation functional incurable functional obsolescence functional problem functional utility funds funeral homes furnace furnished furniture fuse GAI gallon gallons per minute galvanized iron gas detector gas leaks gas lines gas meter gas service genius George Washington GFCI GI GIM girders GLA glass gloss over gloves GMR good comparables good comps Government National Mortgage Association - GNMA - Ginnie Mae GPM grade grading of the soil Graduated Payment Mortgages granite grass gravity GRM Gross Annual Income gross area basis Gross Income Gross Income Multiplier Gross Living Area Gross Monthly Rent Gross Rent Multiplier Ground Fault Circuit Interrupter grounding cable grounding clamps grounding prong grounding rod grounding system grounding wire groundwater groundwater table growth guarantee guidelines gutters gypsum H&B Use handrails hardhat hardwood Harry Helmsley header beam health concern health department health hazard health problem heat exchanger heat loss heat pump heat-a-lator heating contractor heating system heir hidden high risk Highest and Best Use highly highly recommend highways holding tank home improvement honest horizontal cracks horse stable hospital hot water hot water system Housing and Urban Development - HUD humidity hurt HVAC hypocrite ice cubes ice dam identical ignorance ignorant illegal immersed immersion coil immobile immoral imperfect inaccessible inaccessible areas inaccuracies inaccurate inactive inadequate income approach income producing incompetent incorrect increasing and decreasing rate of returns incurable in-depth industrial industry inelastic inexpensive infestation inflated inherit injured insect installment sales contract Installment To Amortize One dollar insufficient insulation insurable value insured insured or guaranteed mortgages integrity intelligent interest rate interior oil tank internal inspection internally internally inspected invest investing investor iron IRS ITAO ITAO tables joint sections judgments jumper cable jumpsuit junior mortgage jurisdiction kill kitchen knee wall openings kneepads know-it-all knowledgeable laboratory lady luck lag bolts lake land contract land value land value to building value ratio landing platform landlord landscaping last will and testament lath lath and plaster law of diminishing returns lawn lawn sprinklers laws lawsuit layers of shingles lazy leaching leaching field Lead lead abatement lead dust lead main water line lead paint lead pipe lead poisoning lead water main lead-based lead-based paint leaders leaking oil leaking tanks leaning leasehold leases legally permissible legally permitted legends in their own minds lending lethal letter of opinion liability liable license licensed appraiser licensed asbestos contractor licensed contractor licensed electrician licensed environmental contractor licensed EPA contractor licensed plumber licensed well service contractor lie lien life estate life expectancy lifespan light bulb light fixture light switch limitations limited lining linkages Liquid Petroleum Gas listing listing price load bearing wall loan interest loan origination appraisals loan payment loan principal loan-to-value ratio local codes local market local real estate market location quotient locational obsolescence locks long lived items loose wiring loss ratio low risk LPG lumber lung lung cancer lungs magic carpet magic wand magical MAI main disconnect main drainage main drainage line main electrical panel main girder main panel main shutoff main water line major problem malfunction manufactured homes map marginal productivity market condition market data approach market interest rate market price market rate market rent market value estimate market-to-market comparisons masonry math mathematical maximum mean measurable measurement median medical meeting of the minds metal rod mete microscope Mike Roe mill rate mineral mineral salts minor minus sign mislead mitigated mitigation MLS mobile homes mode moisture moisture problems mold monthly assessment monthly assessment fees morals mortar mortar joints mortgage holder mortgage note mortgagee mortgagor motivated move the deal along multi-family Multiple Listing Service municipal municipal sewer municipality myth nails narrative report National Electric Code - NEC natural gas natural resources nature negative amortization negative leverage negligent neighbor Net Operating Income neutral neutral leverage NOI nominal interest rate nondestructive nuclear objective obsolescence obstructions odor OE oil fired oil tank one square mile open end mortgages operating expense ratio operating expenses operating properly operating systems opinion of value oral report organic original foundation outdoor air outlet overflow over-improvement overloaded overpriced oversized package mortgage participation mortgages patios PCO PEGS Pennsylvania perimeter permeable permit personal items personal opinions Personalty Pest Control Operator petroleum petro-test pets PGI photovoltaic physical age physical boundaries physical curable physical depreciation physical incurable physical long-lived physical short-lived physically permissible physically possible physician picoCuries pipe joints pitch | Planned Unit Development plants plaster plenum plot plan plottage Plucked From the Air - PFA plumber plumbing system plumbing vent stack plus and minus signs plus sign plywood plywood panel PMI points poisoning police power pollutants pollution pond pool population population multiplier positive positive cash flow positive leverage potential buyers Potential Gross Income potential problems pounds per square inch poured concrete powder post beetle larvae powder post beetles precaution predict prediction preinspection questions premature pre-purchase pre-sale prescriptive easement present value present value tables pressure gauge pressure relief valve prevent moisture price per acre basis price quote prime principal balance principle of anticipation principle of change principle of substitution private involuntary limits Private Mortgage Insurance private voluntary limits probe professionally sealed profit profitable prohibit projection propane propane gas property line property management property tax property value proportionately proprietary lease prospectus prune psi public limits public record PUD pull-down stairway pullout fuse box pumped clean pumped out pumping the tank purchase money mortgage PV PVC quantity survey method radiation radiator radioactive radium radon radon canisters radon contractor radon gas radon lab radon level rafters railroad rain rainwater rainy season range rare rating rationalize rationally real estate business real estate listing real estate taxes real facts real property real property rights conveyed realty re-bar recapture recapture of capital recent sale receptacles recession reconcile reconciliation reconciliation process recorded recorded sales price recording records recreational facilities red flag referral refinance refinance loan appraisals reflective refrigerator registered registers regulate regulations relief valve relocated relocation remaining economic life renewal renovate rental income rental property repairman replacement replacement cost repointed reproduction cost reproduction cost new reputable required maintenance reroofing reset residential real estate residual resite sales Resolution Trust Corporation - RTC restricting restriction retail retaining walls reversed review appraiser right to dispose right to exclude right to use rights risk assessment risk rate river rocket scientist rocks rockwool roof roof framing roof rafters roof ridge beam roof sheathing roof shingle roof valley rot row houses safety hazard sagging sale price sales and financing concessions sales comparable sales comparison sales comps salt sanitary satisfaction of mortgage satisfied clients Savings and Loan Bailout Bill scarcity school screwdriver screws second mortgage secondary market security seepage pits segregated cost method Select wood self-closing device seller financing septic septic system septic tank serious service entrance line service lines setting settlement settlement cracks severe sewage sewer sewer system sheathing sheet metal sheetrock shingles shopping centers short lived items shower shrub shutoff valve shutters sidewalk siding significant sign-off sink six inches skylight slate slate roof sloping floors smell smoke smoke detector snow social sociological characteristics soffit vent soil contamination soil grading solar energy solar heat solar systems solder solid waste sovereign space heater span the water meter sparks species square footage stability stain staircase stairway standards of professional practice standing stock state appraisal state certified state certified appraiser state supreme court judge statistics steal steam steam system steel steel beams steel brackets steel i beam steel support hangers stone storage tank storm doors stove stream structural structural damage structural problem structural settlement stucco sub flooring sub panels subjective substitution sub-surface Subterranean termites sued sugarcoat suggestions sump pump sun Superman supply and demand supply lines supply pipes support post supportable and defensible estimate supporting facilities and services survey surveyor swimming pool swimming pool contractor switches tank tar tax appraisals tax assessments tax assessor tax base tax department tax maps tax rate taxation taxes technique Teddy Roosevelt temperature tenancy in common tenant termite termite damage termite shield terraces terra-cotta tile test button theaters thermal window thermostat third mortgage Thomas Jefferson three approaches to value three approaches used to estimate market value of real estate three prong three prong grounded outlets tile title company title insurance toilet ton tool total economic life total or remaining economic life total physical depreciation town hall town houses toxic trade breakdown transferable trees tripping hazard truth truth serum tub two prong outlets two-family type of construction typical buyer typical purchaser typically informed buyer underground oil tanks underlying mortgage undersized unethical uneven unfurnished Uniform Standards of Professional Appraisal Practice - USPAP unit in place method United States of America - U.S.A. unnecessary unreliable unsafe unusual settlement up to code upgrading upward pitch uranium urban space Urea Formaldehyde Foam Insulation - UFFI urgent USE + T utility bill utility company vacuum value in use valve vapor barrier variable expenses variable proportions vegetation veneer walls vent pipes vent stack ventilation vents vermiculite vermiculite insulation very limited Veterans Administration - VA vinyl siding violation volatile voltage voltage tester volume VT walks walk-thru walkway wall finishings wallpaper Walter Kehm wand war story warehouse warning warranty washing machine waste water analysis water damage water entry water filter water freezing water heater water leak water level water lines water main water meter water penetration water pipes water pressure water problem water sample water stains water storage tank water supply water table water test water usage weather weight well pump well system well test well water well water system wells wind window frames window guard winds winterized wire wise man Wizard of Oz wood boards wood burning stove wood destroying insect wood gutters wood shake shingles wood shingles wood-burning stoves written inspection report written report X-ray X-ray vision years of useful life yield of the mortgage zone zoning |