© Copyright Guy Cozzi, All Rights Reserved
No part of this work shall be reproduced, stored in a retrieval system, or transmitted by any means, electronic, mechanical, photocopying, recording or otherwise without the written permission of Guy Cozzi. This document and accompanying materials are designed to provide authoritative information in regard to the subject matter covered in it. It is sold with the understanding that the author and publisher are not engaged in rendering legal or other professional opinions. If legal advice or other expert assistance is required, the services of a competent professional should be sought. All NeMMaR products and all other brand and product names are trademarks or registered trademarks of their respective holders.

The use of the web site (the "Web Site") is subject to the terms and conditions stated herein. Use of the Web Site constitutes an agreement by you, the user, that your use is governed by these terms and conditions. In addition, when using particular Nemmar services, you will be subject to any guidelines or rules applicable to such services that may be posted from time to time.

Ownership of Copyrights - Usage Restrictions

The works of authorship contained in this Web Site, including but not limited to all design, text and images, are owned, except as otherwise expressly stated, by Guy Cozzi and Nemmar Real Estate Training or its licensors. United States and worldwide copyright laws and treaty provisions protect the entire contents of this Web Site. In accordance with these terms you and other Web Site users may NOT:

  • You are NOT allowed to:  Copy, reproduce, modify, use, republish, upload, post, transmit or distribute in any way material from the Web Site without Nemmar Real Estate Trainings' express written permission.
  • You are NOT allowed to:  Redeliver any of the pages, text, images or other content of this Web Site using "framing" nor any other technology without Nemmar Real Estate Trainings' express written permission.
  • You are NOT allowed to:  Copy, modify or display trademarks, names or logos appearing on this Web Site in any way without Nemmar Real Estate Trainings' express written permission.

If you download software from this Web Site, the software, including all files, images contained in or generated by the software, and accompanying data (together, the "Software") are deemed to be licensed to you by Nemmar Real Estate Training . Neither title nor intellectual property rights are transferred to you, but remain with Nemmar Real Estate Training, who owns full and complete title. You may not resell, decompile, reverse engineer, disassemble, or otherwise convert the Software to a human perceivable form. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, including without limitation, Cuba, Iran, Iraq, Libya, North Korea, Syria, or Yugoslavia; (b) to everyone on the U.S. Treasury Department's Specially Designated Nationals list, or (c) the U.S. Commerce Department's Table of Denial Orders. If you download or use the Software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on any such list.

Disclaimer - No Warranty - Limitation of Liability
The factual information contained in this Web Site is obtained from sources believed to be reliable and accurate. Nemmar Real Estate Training makes no guarantee or warranty, express or implied, as to the reliability, accuracy, timeliness or completeness of that information and is not responsible for any errors or omissions therein, whether caused by the source of the information or Nemmar Real Estate Training. All factual and other information, including any opinions, accessible through the Web Site are provided on an "AS IS, AS AVAILABLE" basis without warranty of any kind and, without limiting the generality of the foregoing, ANY AND ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE ARE SPECIFICALLY DISCLAIMED. Nemmar Real Estate Training is not responsible in any way for any loss that results from the use of the factual information, including but not limited to any lost profits or direct, indirect, special, consequential, compensatory or incidental damage. No advice or information, whether oral or written, obtained by you from Nemmar Real Estate Training or through or from this Web Site shall create any warranty.

This web site is designed to provide information in regard to the subject matter covered. It is made available with the understanding that neither the author nor the publisher is engaged in rendering legal, accounting, or other professional services. If legal services or other expert assistance is required, the services of a competent professional person should be sought.

You expressly understand and agree that Nemmar Real Estate Training will not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including, without limitation, damages for loss of profits, goodwill, use, data or other intangible losses (even if Nemmar Real Estate Training has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the Web Site; (ii) unauthorized access to or alteration of your transmissions or data; or (iii) any other matter relating to the Web Site.

Linkage - Advertising
You may, through hypertext or other computer links, gain access to third parties sites on the World Wide Web, which are not related to or maintained by Nemmar Real Estate Training. Links to third party sites do not imply partnerships, relationships or affiliations with such third parties and Nemmar Real Estate Training takes no responsibility for the content therein, regardless of whether the link is provided by Nemmar Real Estate Training or a third party. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any web site to which the Web Site may link, including information on such other web site regarding Nemmar Real Estate Training. By providing access to other web sites, Nemmar Real Estate Training is not endorsing the products and services provided by any web site's sponsoring organization. Other web sites may include a link to this Web Site; provided such sites do not have unacceptable content or illegal topics on those sites. This limited license expressly prohibits the framing of the Nemmar Real Estate Training web site in any way or any other activity that may create a misimpression or confusion among users with respect to sponsorship or affiliation. Your correspondence or business dealings with, or participation in promotions of, any advertisers found through the Web Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser.

Visitor Privacy
We recognize that you have an interest in how we collect, retain and use information about you. At Nemmar websites, we may collect certain information about you through the use of "cookies", which are small pieces of information that are stored by your browser on your computer's hard drive. We may collect, retain and use information about you solely for the purpose of better understanding our users and their use of the Web Site. We may also collect information through the forms you complete when you elect to subscribe to e-mail newsletters. We consider your data to be private and confidential, and we hold ourselves to the highest standards of trust and fiduciary duty in their safekeeping and use. We may use your name and organization description in designated areas of the Web Site and services as well as other marketing materials used to promote Nemmar Real Estate Training.

Confidentiality Policy
To the extent a password is provided to you for access to a portion of the Web Site, you agree to keep your password confidential and to notify Nemmar Real Estate Training promptly if such password is lost or stolen or if you become aware of unauthorized use of such password. You acknowledge that you are fully responsible for all activities that occur under your password.

While we value your feedback on our Web Site and services, we request that you be specific in your comments on those services and, not submit any ideas, suggestions, materials, concepts or other information (collectively referred to herein as "Non-Solicited Information"). If, despite our request, you send us any such Non-Solicited Information, all such Non-Solicited Information shall be deemed, and shall remain, the property of Nemmar Real Estate Training and none of the Non-Solicited Information shall be subject to any obligation of confidence on our part and we shall not be liable for disclosure of any Information and shall have unrestricted use of such Information for any purpose whatsoever, commercial or otherwise, without compensation or liability to you or other provider of the Information.

Representations Related to Submission of Plans and Resumes
By submitting a business plan to Nemmar Real Estate Training, you represent that such information is true and accurate and that you have the authority to submit such information for review, development, and evaluation for potential partnership. Due to the open nature of the Internet, you acknowledge that transmission of business plans and confidential information may not be entirely secure. You further represent that you have had the opportunity to receive advice of counsel prior to submission of any information that may be deemed confidential. By submitting a resume to Nemmar Real Estate Training, you represent that you are seeking employment and career information from Nemmar Real Estate Training and its affiliates, each of which is an equal opportunity employer. You agree not to use the Web Site to post any incomplete, false or inaccurate biographical information or information which is not your own accurate resume. You acknowledge that Nemmar Real Estate Training may distribute your resume within the company or among its affiliates and may contact any references listed by you. No representation is given by Nemmar Real Estate Training that any resume will be reviewed within a definitive period of time or that any action will be taken with respect to such resumes.

Operation of the Web Site
Nemmar Real Estate Training will use reasonable commercial efforts to keep this Web Site available for access on a 24 hours a day, 7 day a week basis, subject to scheduled downtime for maintenance purposes, unscheduled maintenance and systems outages. There are no assurances, however, that access will be available at all times and uninterrupted. Further, Nemmar Real Estate Training does not warrant that the operation of this Web Site will be error-free, that defects will be corrected, or that this Web Site or the servers that make it available are free from viruses or other harmful components.

Web Site Security
You are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Nemmar Real Estate Training will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Enforcement of Terms and Conditions
Nemmar Real Estate Training makes no representation that content provided is applicable or appropriate for use in all locations. These terms and conditions are governed and interpreted pursuant to the laws of the State of New York, United States of America, notwithstanding any principles of conflicts of law. If you take legal action relating to these terms, you agree to file such action only in the state and federal courts located in the State of New York, County of Westchester. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions.

Amendments and Modifications
Nemmar Real Estate Training reserves the right to amend the information, services, and/or content of this Web Site, including that related to career opportunities and benefits, at any time without prior notice. The information and materials contained in this Web Site, and the terms and conditions of the access to and use of such information and materials, are subject to change without notice. We suggest that you check these terms periodically for changes. If you use this Web Site after we post changes to the terms, you accept the changed terms. Nemmar Real Estate Training expressly reserves the right to monitor any and all use of this Web Site.

The following are Nemmar trademarks:

  1. Nemmar
  2. Nemmar Real Estate Training
  3. Real Estate From A to Z
  4. Real Estate From Asbestos to Zoning
  5. Everything About Real Estate From A to Z
  6. Everything About Real Estate From Asbestos to Zoning
  7. Everything You Need To Know About Real Estate From A to Z
  8. Everything You Need To Know About Real Estate From Asbestos to Zoning
  9. Home Buyer's Survival Kit
  10. Real Estate Appraisal From A to Z
  11. Home Inspection Business From A to Z
  12. Home Inspection From A to Z
  13. Energy Saving Home Improvement From A to Z
  14. Real Estate Home Inspection Checklist From A to Z
  15. Narrative Home Inspection Report Generator and On-Site Checklist
  16. Condensed Home Inspection Report Generator and On-Site Checklist
  17. Appraiser/Home Inspector Personal One-to-One "A to Z Coach"
  18. Appraiser/Home Inspector "A to Z Coach"

The Nemmar Logo and Design are trademarks or service marks of Nemmar Real Estate Training and may not be copied, used or displayed without the prior written consent (signed agreement) of Nemmar Real Estate Training and Guy Cozzi.